Wednesday, April 1, 2009

Hair Removal: The Epilator

by: Tamra Cantar

The Epilator: Quick and Easy Long-Term Hair Removal
Information and Tips for the Pioneering Epilator User

A lesser-known form of hair removal that is quickly growing in popularity is the epilator. The epilator is a small electronic devise (about the size of an electric razor) that functions in the same way as tweezers. You can use it anywhere on your body where you have unwanted hair – from bikini line to back and legs.

The epilator works when the user rolls the devise across the surface of the skin where the unwanted hair is growing. Inside of the body of the epilator are “pinching” devises that basically pinch anything that they come into contact with, including even the smallest hairs. After the hair is pinched, the devise continues to roll across the skin, pulling the hair out as it moves.

Because the epilator pulls the hair out at the root, the hair will not return to the surface of the skin for several days up to several weeks, leaving the skin smooth and silky. Unlike shaving, which only removes the part of the hair follicle from the skin’s surface, the epilator acts as a long-term solution to getting rid of unwanted hair. Therefore, the epilator is recommended for individuals that frequently get “five o’clock shadows”, or stubble by the end of the day after shaving.

The epilator is an electronic devise and can, therefore, be difficult to master at first. Here are some tips to help you use your epilator like a pro:

1. Always use your epilator after a hot shower or bath. The hot water will help to expand the pores and relax the hair root, making the hair easier and less painful to remove. Keep in mind that the epilator is an electronic devise and should not be used in or near water.

2. Pull the skin taught, tightening any excess skin by holding it down. As the epilator rolls across your skin, it will pinch and pull anything in its path – including loose skin.

3. Start slowly. You will be able to feel the epilator latch onto your hair follicles. The slower you work, the more thorough the hair removal job will be.

4. Move in the direction of the hair growth. Unlike shaving, which requires that you go against the grain of the hair, the epilator makes it quick and easy to go with the grain of the hair. When the hair is pulled out with an epilator, you will tend to not get the red bumps that you might otherwise get with a razor.

5. Your skin may be sensitive after you use the epilator. You may use a mineral oil to soother your skin. It is not advised that you use lotion, however, as the chemical agents in lotion can lead to rashes and skin irritations.

6. After your hair removal session, wipe your epilator clean so that hair does not clog the machinery.

Many people find that once they start using the epilator, they don’t want to go back to traditional shaving or waxing. Indeed, the epilator is quicker and longer lasting than shaving, yet without the painful side-effects that often accompany waxing. If you haven’t given it a try yet, there’s no better time; you have nothing to lose but unwanted hair!

About The Author
Tamra Cantar is a freelance writer on topics of interest and has a website dedicated to providing the visitor with useful information and resources for hair removal. Visit http://www.hair-removal-systems.info for more articles and information on the Epilator and other hair removal techniques

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Tuesday, March 17, 2009

Sugaring Hair Removal - How To Get The Best Results

by: Mike Jones

To remove the hair by the root it must be at least 1/4 inch or 6 mm long. Longer hair should be trimmed to this length.

Hair must be clean and dry before starting hair removal sugaring.

Remove all creams and oils, towel dry and then apply talcum powder to ensure the skin is completely dry.

Apply the sugaring paste in the direction of the hair growth.

When pressing the cotton strip on top of the paste, leave a small section at the end free so it will be easy to hold when pulling back.

If using a spatula to apply the paste use the edge not the flat side. This will help ensure a very thin layer is applied.

Pull the strip back sharply against the direction of the hair growth. Do not lift the strip up or out away from the skin.

Hold the skin firmly with one hand while you pull the strip back sharply with the other hand.

Treat small areas at a time when hair removal sugaring on sensitive parts of the body.

When heating the paste, either by microwave or oven, be absolutely sure the paste is just warm to the touch not hot. Otherwise burns to the skin may result.

If using hot water to warm the paste container, be sure not to allow water into the paste. Sugar paste is water soluble and will be spoiled if the container is not sealed properly and water gets in.

About The Author
Mike Jones is a writer and webmaster with over 10 years experience. His recommendation: As sugaring paste pulls the hair out from the roots, hair inhibitors can have a maximum effect in disabling the hair follicle and slowing down and preventing future hair growth. Click here for details: http://www.1bodycare.com/kalo.htm

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Monday, September 8, 2008

Waxing Hair Removal: Answers to Frequently Asked Questions

by: Mike Jones

Waxing Hair Removal: Answers to Frequently Asked Questions:

How does hair waxing work?

A wax combination is spread thinly over the skin. A cloth strip is pressed on the top and then ripped off with a quick movement removing the wax along with the hair and dead skin cells leaving the skin smooth.

What's the difference between hot waxes and cold waxes?

Good hot waxes melt just above body temperature so they can be easily spread thinly over the skin. As they harden they trap the hair in the wax so it is removed by the roots when the wax is ripped off.

Cold waxes are available in pre-coated strips which can be pressed directly onto the skin. The hair sticks to the wax and is then removed with the quick pull back action. (Cold waxing is also known as Persian waxing)

What is the effect on the skin?

As dead skin cells are removed in this process the skin can feel quite smooth afterwards. The hair waxing action does cause the skin to sting and many find a soothing skin healing cream to be helpful afterwards. Some persons find the skin reacts with redness and bumps which disappear after a few hours.

Are there any health precautions to keep in mind with hair waxing?

Some physicians do not recommend hair waxing for persons suffering from diabetes or who have varicose veins or poor circulation as they are more susceptible to infection.

Users of Retin-A, Renova, Differin or Accutane are advised not to use hair waxing on the face as these medications tend to weaken the skin and tearing of the skin may occur when the wax is removed.

Hair waxing should not be done on areas of skin affected by warts, pimples, moles or rashes or on skin that is irritated, chapped or suffering from sunburn. Never apply wax to peeling, broken skin or varicose veins. Never apply wax to the nipples when removing hair from the breast area.

On what body areas can hair waxing be used?

It is wise to test a small area first but generally waxing can be used on most parts of the body. The exceptions are the male genitals, nipples, inside the ears and nose, eyelashes.

How long before hair reappears?

Generally between 3 and 8 weeks. Less hair regrows and it is generally finer. Eventually some hair never regrows.

About The Author
Mike Jones is a writer and webmaster with over 10 years experience. His recommendation: To make waxing hair removal much easier and less frequent, always apply a hair inhibitor after each waxing session. Click here for details: http://www.1bodycare.com/kalo.htm

Wednesday, September 3, 2008

Laser Hair Removal Prices - Guidelines

by: Mike Jones

Laser hair removal prices can vary greatly depending on the geographic area.

A candidate's physical features also affect laser hair removal prices. According to one authority, an absolute requirement is that the hair must be darker than the surrounding skin.

The whole area on the back or the legs can cost considerably more while smaller areas such as the upper lip obviously cost less.

Individual consultations are necessary to establish accurate laser hair removal prices.

Note: Due to the variables involved it is impossible to predict exactly what the results will be for any individual. Many reputable clinics avoid giving guarantees for this reason.

A consumer guide on laser hair removal gives $500 per treatment session as a reasonable average with 3 to 4 sessions often necessary.

Another survey on laser hair removal prices in the U.S.A. gives these averages according to area:

Average Cost for 1 treatment:

Midwest - $497
East - $458
South - $307
West - $469

When checking laser hair removal prices in your area, ask for special offers.

Suggestions for obtaining discounts

Offer to pay for all treatments upfront in exchange for a discount.

Additionally, you could try and get a discount by giving a referral if you have a friend who also wishes to receive laser hair removal treatment.

Some practitioners offer a 6 treatment package which includes 1 free if you pay for 5. Others may even offer a 50% discount on the regular laser hair removal prices if you need more than 6 treatments.

In other cases, laser hair removal prices can be reduced by seeking discounts on additional areas to be treated. Some for example, offer a 10% reduction in cost for each additional area.

A final tip - to clarify the laser hair removal prices you are given, be sure to find out whether the quote is for both arms, underarms, or legs or just one.

Conclusion: Laser hair removal prices can vary greatly. Do your research, use the guidelines above in trying to get discount prices and go with the clinic that offers you a professional service for a reasonable price.

Note: For peace of mind you could decide only to go to a Board Certified Dermatologist. Additionally, you may ask to see before and after pictures of the practitioner’s own results.

About The Author
Mike Jones is a writer and webmaster with over 10 years experience. Check out his laser hair removal research library here: http://www.about-hair-removal.com/Laser-Library

Monday, September 1, 2008

Using the Market Conditions to help in the Fresh Start Presentation

The real estate market like any other asset class is in a constant state of motion. Property values are either going up, down or are stabilized at all times. We know this just by reading the newspapers, watching television and listening to neighbor?s gossip about their asset (the home). Not very scientific way of figuring out a market, but probably as good as if not better than most because it gets to the emotion of the homeowner in trouble. If the homeowner believes it is a sellers market he/she will absolutely try to sell or refinance before listening to you. If it is a buyers market then you are a welcomed guest if you can put money in their pocket for this dog of an asset they purchased long ago. If it is a stagnant or equal market well then the homeowner will be unsure of the value because the newspapers will be onto another subject. There are three types of markets in real estate. They are 1) the Sellers Market; 2) Buyers market; 3) a stagnant market where prices remain constant.

The definition of the Sellers Market, Buyers Market and Market in equilibrium is a look back model that uses two figures to determine a label for which market you are in. They are market time and inventory.

Market Time Defined

Market time is defined by the amount of days that a property in the location stays on the market. For example in a Sellers Market average sales time will be under sixty (60) days. Equal Market average sales time will be under one hundred (100) days. For a Buyers market average sale time will be over 100 days.

Inventory defined

Inventory is simply the amount of houses on the market divided by the average amount of sales typical for that area per month. Sellers Market would be less than three (3) months inventory on hand in a given area. Equal Market would be between three months and six months of inventory on hand. Buyers Market would be having inventory over six months on hand.

SELLERS MARKET FSP

A sellers market is a market where a property will sell within sixty days of being introduced to the market. This market also has a low inventory of properties on the market. This would be defined as anything less than three months inventory in your specific area. Another indication of a sellers market is that the price of the product begins to appreciate until it finally is out of the reach of the buyers causing the market to cool down.

This market can be prolonged by certain financial products such as the interest only loan, negative amortization type of loan, graduate payment loan and of course the variable rate loan. All of which we have seen in both Philadelphia and Massachusetts.

Based upon all of the factors going against the back up plan we offer it is a hard position to find the deals that we need during this type of market and as purchasers we are forced to purchase at auction as well as going to the properties and trying to purchase pre-foreclosure.

Locator in Hot Sellers Market

The locator in a hot market has a hard presentation. Every homeowner feels that they can get market price and that is more than we can pay. This happens because local neighborhood gossip, newspapers in the area saying how much property has risen year over year or month over month. Homeowners are saturated with information about how valuable their real estate is worth.

Next the homeowner is targeted with lending offers to refinance because the value of the home has skyrocketed- use your homes as an ATM machine to pull out some equity and live for a few more years.

Both the low market time and low inventory time cause our business of purchasing properties to be very frustrating. The homeowners are aware that they can sell a home relatively fast even quicker than an auction can be had.

It Makes for a hard market to purchase properties prior to the auction. It is what we call our recession. It allows a homeowner to choose from a group of choices. Essentially we are a back up plan or safety net. In this type of market we need to price correctly and purchase at the last minute from homeowners who have tried everything else.

Buyers Market FSP

A buyers market is defined by sales of properties taking takes over 100 days to sell. The Inventory in this market will stack up to well over six months worth of sales. The homeowner in this situation has only a few options. Financing companies say that they can refinance but usually can not due to the falling value of the appraisal on the home. Remember the newspapers are littered with information regarding the fall of the real estate market. It is the fear of the day for most local newspapers.

Here are a few local articles

?Sellers Frustrated With Real Estate Market
Home Sales Down In Bay State
POSTED: 6:05 pm EDT August 15, 2006
UPDATED: 7:37 pm EDT August 15, 2006

WALPOLE, Mass. -- Quarterly home sales are down in a widespread area of Massachusetts, but prices are only down slightly.

Copyright 2006 by TheBostonChannel.com?

?Market unease: Home prices fall 3.5%
Weakening demand leads to largest decline in Mass. in 13 years
By Kimberly Blanton, Globe Staff August 24, 2006
Home prices in Massachusetts fell 3.5 percent in July, the largest decline in 13 years, as the slowdown in the real estate market finally led sellers to cut their prices.?

?July home sales plunge 27%

The Lowell Sun

Massachusetts single-family home sales plunged almost 27 percent in July, the largest year-over-year monthly drop in more than 11 years, according to a report released today by The Warren Group of Boston. ?

?Buyer?s market: Housing sales dip, prices may follow
By Ben Aaronson/ Staff Writer
Thursday, August 24, 2006 - Updated: 09:08 AM EST

You can?t drive through town without seeing a For Sale or Open House sign and they represent a statewide trend.

According to a recent report by the Massachusetts Association of Realtors, home sales statewide fell nearly 11 percent in the second quarter (April to June), marking the fifth consecutive quarter that activity has declined from the same period the pervious year. Housing inventories are at an all-time high and homes are staying on the market longer, the report found. ?

Locator in Buyers Market

The locator in a buyer market has a much easier presentation. Every homeowner has undergone the conditioning of the newspapers, local gossip etc. that the sky is falling rapidly and that their investment is no longer worth what it was one year ago.

This advertisement of the fall of real estate prices and the end of the price appreciation stops the appraisers? from appraising the properties correctly. Instead of using the standard comparable. The appraiser checks a box and states that property pricing are declining and begins to cover himself/herself with lower and lower values for the property. This causes the banks to tighten up on underwriting guidelines making it harder to refinance their way out of the foreclosure.

Without the refinance the homeowner either has to do one of the following:

1) Restructure the mortgage causing higher payments. Problem with a restructure is that it costs more monthly for a short period of time. Usually very hard for the homeowner to come up with the money.

2) Sell on the open market. Problem is that market time has risen to the point where the foreclosure process is faster than the tie they have to sell the property.

3) File for bankruptcy. This normally costs $2,500 for the lawyer, filing fees and 10% of the plan debt to the trustee. It also has a 75% failure rate.

Consequently our FSP becomes a very viable option for the homeowner.

We are in this market now so find your local newspaper articles and put them in your book to show the homeowners what is happening out there. Make your presentation and then close the deal.

The locators biggest problem during this time is the manager (Investor) has more trouble pricing the properties because of the downward spiral of the market.

Market In Equilibrium:

An even market is when a property is sold within 61-100 days of listing. Inventory is usually six months or less. This is the market that is the easiest to procure deals. It allows the investor to feel warm and fuzzy knowing almost to the penny that the property he/she is purchasing is worth what they think that it is worth.

The Newspapers simply go on to another story and leave the real estate market alone or have articles stating that the market is stable.

Locator in Equilibrium

The locator in a stable market has the best of all worlds. Prices are staying steady keeping the manager happy and all is quiet regarding real estate in the newspapers.

Again it is an easy presentation. The homeowner has seen his equity disappear and no longer knows what the value of the real estate is and just wants to get out from the obligation.

The homeowner is left with one of the three options of a down market:

1) Restructure the mortgage causing higher payments. Problem with a restructure is that it costs more monthly for a short period of time. Usually very hard for the homeowner to come up with the money.

2) Sell on the open market. Problem is that market time has risen to the point where the foreclosure process is faster than the tie they have to sell the property.

3) File for bankruptcy. This normally costs $2,500 for the lawyer, filing fees and 10% of the plan debt to the trustee. It also has a 75% failure rate.

Consequently our FSP becomes a very viable option for the homeowner.

So what does this all have to do with the Fresh Start Presentation (FSP)? Remember the Fresh Start Presentation is the Homeowner Options slide show that you have. It goes through the advantages and disadvantages of the seven (7) options available to the financially distressed homeowner.

They are as follows:
1)Sell on the Open Market
2)Refinance the home
3)Restructure the mortgage
4)File bankruptcy
5)Borrow from friends and family
6)Let it go to foreclosure
7)Sell to an investor

Well each type of market has different advantages and disadvantages to the locator.

Use the newspapers to translate into a selling benefit during your FSP. We need to educate the homeowner that we are in a period where houses do not sell for last years prices but that they are actually going down in price each and every day. Time as usual is the enemy of a homeowner in this situation.

A good locator that wants to maximize his sales would do the following:

1)Read the local newspaper where your route is and cut out the articles that will help get the homeowner off the price they thought it was worth. Copy the article and give it to the homeowner when talking about the price.
2)While he/she is reading the article tell the homeowner that the property may be worth 3,4,5,6,7% less by the time they actually move out, the property is repainted and put on the market by the company.
3) This risk is for our company to worry about unless the homeowner decides to try to sell it on his own.

Good Hunting
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Who Should Hire the Real Estate Appraiser and Why?

Everyone involved in the sale of real estate has a vested interest in the results of a real estate appraisal. The outcome affects the seller, the buyer, the lender, and even the realtor.

A too low valuation of the property by the appraiser could mean a seller must lower the asking price. For a lending officer, it could mean a lesser commission or none at all. A too high valuation means the buyer could be paying more than the property is worth. For the realtor, his/her commission could go higher or lower, which is based on the purchase/sell price of the real estate.

An appraiser, who should be licensed by the state, performs the real estate appraisal. It is best to hire someone local with years of full-time experience in order to get a more accurate appraisal. The appraiser and appraisal are governed by the minimum standards, published periodically in the Uniform Standard of Professional Appraisal Practice by the Appraisal Foundation. The Foundation is chartered by Congress.

The recent real estate bubble, unfortunately, brought problems for appraisers and many involved in real estate transactions. According to Realty Times in their April 2006 issue, appraisers have been routinely asked by lenders to inflate real estate values to keep up with the ever-rising real estate market. One real estate appraiser in San Diego quit and turned in his license to the state, after being fired three consecutive times for refusing to inflate his valuations. Now, real estate appraisers across the United States are under a microscope from federal financial regulators and Congress.

The real estate appraiser may be hired by the seller to determine an accurate selling price or by the buyer to ensure the accuracy of the purchase price and mortgage; but generally, the lender does the hiring or uses their own in-house appraiser. Though buyers may assume the lender has their best interest, mortgage lenders have their own best interest at the forefront, especially some not-so-scrupulous lending officers who may be targeting a higher commission.

If I were a seller, I would hire my own real estate appraiser to ensure I was getting the most for my property. As a buyer, I would put the money out upfront to hire an independent and objective appraiser with no connection to anyone within the real estate transaction. This ensures that I do not contract for a mortgage, based on an inflated appraisal valuation, that will give me a new home with a lower or negative equity. The lender still may require a different appraiser.

If five different real estate appraisers evaluated the same property within the same timeframe and under the same conditions, it could result in five different and varying real estate valuations. Why? There is no set checklist or established value for each property feature and amenity. Though appraisals are based on prescribed standards, it is a subjective process.

If there is more than one real estate appraisal and they disagree significantly, you have options. If the value is too low for the seller, renovations may raise the value ? or you can decline to sell. If the lender insists on its appraiser?s value, which disagrees with your real estate appraiser?s value, as the buyer you can look for financing elsewhere ? or decline to purchase the real estate. There also is the option to bring the appraisers together to come to a common agreement on the value.

Remember, the person looking out for your best interest is yourself. Ensure the appraiser in your real estate transaction is reputable, objective with no connections to anyone in the transaction, local and experienced.

John Harris is an expert researcher and writer on real estate topics such as economics, credit improvement tips, home selling advice and home buying preparations. For more on San Diego Homes for Sale visit http://www.twtrealestate.com

Property Price Gains Attract New Buyers To Malta

UK and European investors looking for high growth in 2007 are hoping for a repeat of the property inflation seen in Malta when it joined the EU in 2004, and it could become reality with the news that low cost airlines are to fly to the island, giving their real estate industry expectation that 2007 could be an exceptional year for price rises and sales.

In recent years the arrival of low cost - sometimes referred to as 'no frills' - airlines to a regional airport has seen property prices within a two hour drive escalate in popularity and price, especially among British buyers for France and Spain.

With the advent of these new flights to Malta, there is a possibility that demand for real estate in Malta will increase.

Commenting on the news, Malta holidays guide www.yourmalta.com say that a double digit property inflation figure for Malta is quite possible for 2007.

'Cheap airline destinations have proved to be a magnet for UK property investors, and if that trend continues then prices will go up in the next twelve to twenty four months', they say.

'Other than the local market, the UK provides most buyers for property in Malta, and with the British economy doing well it's quite possible that the island will be seen as a good investment opportunity'.

Malta Weather

Tribune Properties, a UK company specialising in Malta properties, agree that property prices could rise in 2007.

'With lower fares, Malta becomes a destination viable for 3 and 4 days trips a few times a year from the UK, and that will attract buyers to look at Malta in the same way they do France and Spain when considering where to buy a holiday home abroad. The weather in Malta and low fares could be a magnet for buyers.'

There is a warning however from YourMalta that property prices on the island might not necessarily escalate in the same way that regions of France have seen when low cost airlines have started flying to their region.

'The Malta government has allowed more land to be used for property, and we anticipate a lot more apartment blocks being built short and medium term. Supply might well meet demand. Unless the political map of Malta changes and with it a change of policy towards her environment, there is a danger of Malta becoming the Tower Hamlets of the Mediterranean, or 1970's Spain where development spoiled much of the coast.'

Concern has also been expressed on the island about the infrastructure, with some tourists and potential property investors berating the state of the roads and - compared to mainland European and UK standards - dangerous construction sites.

'The real winners from the low cost flights could be the Malta hotels rather than the property industry', conclude YourMalta. 'We envisage a lot more people taking short three and four day Malta holidays, often booking their flights and hotels on the internet rather than via a traditional high street travel agent store'.